	1-700-	SOLIDARIO
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	Name: Felipe Baquerizo Reyes Activity: Sale of crab meat City: Guayaquil Client since June 2001, Microcrédito "I started selling crab by the roadside, now I'm exporting them ... What the Solidario has given me is not just a loan, but advice and encouragement, just when I needed it most . . ."

	Name: Manuel Isidro Gavilánez Activity: Policeman City: Quito Client since Nobember 2002: Vivienda Propia La Antonia Housing Estate "I started saving because I dreamed of having my own house. Thanks to God, my parents and the Solidario, that dream has come true."

	Name: Norma Ortuño Rizzo Activity: Grocery Store City: Guayaquil Client since April 2000: Olla de Oro "That day I had an emergency and I spent the money from the shop; I didn't have enough left to pay the suppliers. . ."

	Name: Alfonso Rodrigo Perugachi Rivera Activity: Wood Carver City: San Antonio de Ibarra Client since september 2000: La Chauchera "Before I used to have to wait as long as three weeks to get the money from the co-op, you can't work like that ... by the time you've bought the raw materials the customer has already gone somewhere else."

	Name: Luis Alberto Imbaquinga Activity: Construction Foreman City: Madrid-Spain Client since 2002: Mi Familia, mi País, mi Regreso "At the beginning I used to lose out sending money to Ecuador, so I decided to buy the house and pay for it from here ... now that there are no charges, I'm sending money again to my daughter, Luz Clarita."

	Name: María Salome Amaguaña Activity: Sale of poultry and rabbits (San Roque) City: Quito Client since 2003: Crédito Rural "Here in the market there's a man who lends money ... we had to pay him everything we earned. Now there's a group of us, 10 women, and we got together with the help of the our credit advisor and of course things are going better ... now we have some money left over. . ."

	Name: Jose Luis Simisterra Activity: Soccer player, student City: Esmeraldas Joined Fútbol y Mentalidad ganadora in 2002 "I used to work and when I could I played soccer; I couldn't afford to eat well. Now I've gone back to high school and I go training a lot. I've learnt that you have to work your way up from the bottom, working hard ... this has been a godsend ."

	Name: Luis Elicio Ulcuango Activity: Cheesemaker City: Cayambe Client since 1997: Microcrédito "We need to work together well to do this job. We managed to get training for our workmates at Santo Domingo Co-op, so that they could improve the milk production, and then our cheeses come out better."