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What is Olla de Oro?
Instant credit loan with gold jewel collateral.
Who can Access this credit loan?
Micro entrepreneurs, business owners, or individuals who are looking for a quick and easy financing alternative.
Payment terms
From 12 to 36 months; monthly payments that consider the client's payment capacity. The client can select the date of his or her First payment.
Amount of the credit loan
From $50
Olla de Oro, instant credit with your jewels as collateral
Frequently Asked Questions
| How long does it take for me to get the loan? |
Less than 1 hour. |
| May I pre-pay the credit loan? |
Yes. There are no charges for doing so. You may pay that month's payment plus the remaining capital balance. |
| What happens if I miss a payment? |
Delinquency costs increase; collection costs are generated, and you may lose your jewels since they are collateral to your loan. Please note that paying on time speaks well of yourself. |
| What is the advantage of obtaining a loan in monthly payments? |
When you pay every month, you will be closer to finalizing payment in a planned manner, and will be able to retrieve your jewels or ask for a new credit with the same collateral. |
| How do I retrieve my jewels once I finalize payment on my credit loan? |
You may ask for your jewels back in any of our branch offices in the country. After 48 hours, your jewels will be available to you in the office the Customer Service officer tells you. |
| May a relative of mine retrieve my jewels once I finalize payments? |
Yes, by means of a legalized power of attorney. This is in your best interest so that no unauthorized third party may retrieve them without proper permission. |
| May I authorize someone to receive information regarding my credit loan? |
Yes, by means of a legalized power of attorney, for your safety and peace of mind. |
Benefits for the client
- Safety
The jewels are held inside the Bank, guarded by the highest security technology.
- Protection of family's equity
The client takes on the insurance and this guarantees economic stability for the family in case of death or accidents. The heirs may retrieve the jewels.
- Free use of the money
The client may use the Money of the credit loan for anything.
- Value
The jewels are valued at the highest market rate per gram of gold.
- Quick service
Immediate loan disbursement. The client receives his/her money in less than 1 hour.
- Easy access
Any person may Access this type of loan, without having to open an account with the bank and regardless of their credit history.
- Convenience
The client obtains his/her credit for up to 36 months, with the possibility of pre-paying it at any given time. The client may select the payment terms. Client can obtain Money without having to sell his/her jewels.
- Coverage
The client may make payments in any branch office of Banco Solidario, Servipagos, or Unibanco, anywhere in the country.
- Privacy
Personalized and discreet customer service.
For further information call 1-700-SOLIDARIO (1-700-765-432) or write to us at
centrodeservicios@solidario.fin.ec
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